If you’re like me and a T-mobile customer, listen up: a breach has been confirmed to have affected 15-million current and former customers who applied for device financing or service within the last two years.
The breach was not a compromise of T-mobile systems, but of Experian’s — the credit reporting company T-mobile partnered with for credit checks.
According to Experian, the breach was an isolated but long term attack between September 2013 and September 16, 2015. While no credit card or banking data was compromised, a whole host of identity information was obtained.
Included in the records are names, addresses, Social Security numbers, dates of birth, form of identification numbers (driver’s licenses, military ID, and passports), and other information using by T-mobile to assess credit worthiness.
That attack appears to only have been on servers containing T-mobile customer data only andnot Experian consumer credit database.
While Experian is required by law to alert people who’s data was breached, I highly recommend taking a proactive approach and act immediately if you think you may have been included. Use a website like Credit Karma to keep an eye on your credit reports and Mint to look out for suspect bank transactions. (Both sites I use personally and vouch for them. Let us know if you’d like help setting them up.)
Experian is providing credit monitoring service through their own product ProtectMyID and it is free to those who may be affected.
You have the option of placing a “fraud alert” on each of your credit reports with the major credit reporting agencies. This will flag your credit report and request creditors to contact you prior to establishing accounts in your name. Go online or call each of the major bureaus for more information: Experian, Equifax, and TransUnion.
While we cannot answer questions specific to this breach other than what is publicly available, we’ll be happy to help you in any way we can. Just let me know by replying to this e-mail or calling our office at (205) 737-0009.